Pensions


A full pension scheme for all members of a Police Force became available in 1890. There have been many changes since then, but entitlement to a police pension has always been regarded as a key element of the remuneration of members to enable them to undertake their role with confidence.

The present arrangement for officers who joined on or after the 1 April 2015 is called the Police Pension Scheme 2015 (C.A.R.E). The 2015 Scheme is established by Regulations (the Police Pensions Regulations 2015) made under the Public Service Pensions Act 2013. Every new entrant is automatically enrolled into the scheme although they can opt out.

Members who started in the police force before that date were able to join the Police Pension Scheme 1987 until 6 April 2006 or the New Police Pension Scheme 2006 from 6 April 2006 until 31 March 2015.


Who should I speak to if I need help understanding my pension scheme?

The Police Pension Scheme it is administered locally by each police force. If there are any points about which you would like further help, please contact the Force Pensions Officer at Forth Banks or read the FAQs section below.

Please note that PFEW cannot provide members with financial advice, including advice on pension provision.

Although the Police Federation of England & Wales (PFEW) has no legal right to negotiate with the Government on pensions, it can and does influence police pensions' arrangements by engaging with the Home Office and other key stakeholders at statutory and non-statutory meetings, through consultations and via correspondence. For more information on the work PFEW does to protect police pensions visit the PFEW 'What we do for you' webpage.

Please note that PFEW cannot provide members with financial advice, including advice on pension provision.
Members are encouraged to contact the Force Payroll and Pensions Department in the first instance.






If you require any further assistance, please contact your local Federation Rep



11-14 Apex Business Village | Annitsford | Cramlington | Northumberland | NE23 7BF
Tel: 01661 863490 | Fax: 0191 250 2961 | e: info@norpolfed.org.uk